*Loan must be a secured closed-end loan with a 48 month minimum loan term, closed between the dates of January 1, 2018 and March 31, 2018. Refinances must come from another financial institution. To be eligible for the refund, member must be in good standing and current on all loans, at the time of refund posting. Loan payment deferrals are not eligible for this promotion. One contractual loan payment will be refunded to member’s primary savings in May 2018.